Disclosure: This isn’t financial advice. This is purely financial education. Do not take action on this without speaking with a licensed financial advisor. Introduction Welcome to the world of financial planning and investment! If you’re just beginning your journey, or even if you’re a seasoned investor, the essence of successful investing is a well-structured financial […]
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Anti-Financial Planning; a New Paradigm
We all know the typical drill when it comes to financial planning: set your goals, create a plan, and stick to it. But what if I told you there’s a different approach that might resonate better with you, especially if traditional goal-setting hasn’t worked out so well in the past? Enter the world of “anti-goals.” […]
Financial Planning for Tech Professionals: 5 Common Mistakes to Avoid
Introduction Financial planning is crucial for everyone, but tech professionals often encounter a unique set of challenges and opportunities that can complicate the process. From equity-based compensation to the rapid pace of change in the industry, tech professionals must navigate a complex landscape when planning for their financial future. Despite these challenges, the benefits of […]
Stock Options Vs. RSUs: A Comprehensive Guide to Your Equity Compensation
Key Points The world of equity compensation can be a confusing landscape to navigate. With multiple options such as Employee Stock Options and Restricted Stock Units (RSUs) on the table, it can be a challenge to understand the ins and outs of each. So, let’s delve deeper into these two popular forms of equity compensation […]
Roth TSP vs Roth IRA: How Do They Compare?
Introduction Retirement planning is a critical aspect of securing a financially stable future. As individuals embark on their journey towards retirement, they are often confronted with a myriad of retirement savings options. Two popular choices among many are the Roth Thrift Savings Plan (TSP) and the Roth Individual Retirement Account (IRA). In this comprehensive article, […]
What is a High Net Worth Individual (HNWI)?
Key Points Introduction A High Net Worth Individual (HNWI) refers to an individual with substantial financial wealth, typically exceeding a certain threshold. While the exact amount may vary, HNWIs are generally characterized by their significant investable assets, including liquid assets such as cash, stocks, and bonds, as well as non-liquid assets like real estate, business […]