Earning too much for a Roth IRA? There’s a workaround. Let’s explore how high-income earners can still take advantage of Roth accounts. Key Points: Introduction: Hey, high rollers! If you’re raking in the big bucks, you might think a Roth IRA is off-limits. But hold on—there’s more to the story. Let’s dive in. Roth IRA […]
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Asset Allocation in Roth Conversions: The Cherry-Picking Strategy
Asset Allocation in Roth Conversions: The Cherry-Picking Strategy
Your Roth conversion could be a goldmine—or a landmine. Let’s explore the strategy of converting multiple asset classes into multiple Roth IRAs. Key Points: Introduction: Hey there, future retirees! You’ve probably heard about Roth conversions, but have you ever thought about asset allocation while doing it? It’s a game-changer, and we’re about to tell you […]
The 5-Year Rule in Roth IRAs: A Timeline You Can’t Ignore
The 5-Year Rule in Roth IRAs: A Timeline You Can’t Ignore
Five years in a Roth IRA can make or break your tax-free withdrawals. Let’s decode the 5-year rule that everyone should know about. Key Points: Introduction: Hello, financial enthusiasts! You’ve probably heard about the 5-year rule in Roth IRAs. It’s a timeline that can either be your best friend or your worst enemy. Intrigued? Let’s […]