1. A specific focus on your compensation. There’s a lot of room for negotiation in the salaries, benefits and work-life balance for tech employees because it’s a competitive industry. We’ll ensure you’re paid what you’re worth and getting the 10%+ raises you deserve, when you deserve them.
2. Your Employer Equity Compensation. We’ll help you to ensure how to think about your opportunity to own employer equity, when to exercise and when to sell.
3. Your Tax Plan. We’ll help you to ensure you understand what tax planning opportunities are available and why you should use them or not. If you’re compensated highly, this is important because so many people miss out on opportunities to lower their tax bills today or down the road. Don’t be like them.
4. Your investments. We believe that it’s important to ensure that your investments are managed with reaching your goals as your top priority and tax efficiency as the runner up. If you’re not managing your investments purely in hopes of affording your goals and remaining tax-efficient and you’re high earning, you’re probably throwing money away on taxes unnecessarily.
5. A focus on your personal liability and protecting your assets. It’s a well-known fact that high income individuals are at a higher risk of identity theft, car crashes and homeowners insurance claims. A well-structured financial plan for high earning individuals incorporates current law surrounding how to best protect your assets from lawsuits into your strategy for affording your future.

1. A specific focus on your compensation. There’s a lot of room for negotiation in the salaries, benefits and work-life balance for tech employees because it’s a competitive industry. We’ll ensure you’re paid what you’re worth and getting the 10%+ raises you deserve, when you deserve them.
2. Your Employer Equity Compensation. We’ll help you to ensure how to think about your opportunity to own employer equity, when to exercise and when to sell.
3. Your Tax Plan. We’ll help you to ensure you understand what tax planning opportunities are available and why you should use them or not. If you’re compensated highly, this is important because so many people miss out on opportunities to lower their tax bills today or down the road. Don’t be like them.
4. Your investments. We believe that it’s important to ensure that your investments are managed with reaching your goals as your top priority and tax efficiency as the runner up. If you’re not managing your investments purely in hopes of affording your goals and remaining tax-efficient and you’re high earning, you’re probably throwing money away on taxes unnecessarily.

1. A Specific Focus On Risk Management. There’s a lot of room for error in retirement planning and the hard part is, one mistake and it could cost you more than just a few dollars. If could mean less fun and more struggle in the years you’d rather be relaxing. For this reason, we believe that a strong risk management plan is vital to any retirement plan. This would include risk resulting from healthcare costs, high inflation, a poorly performing stock market, liability and disasters.
2. An Emphasis on Tax Planning. Wasting money in any retirement plan isn’t wise. We believe that all retirement plans require tax plans otherwise they’re just a run of the mill financial plan; not unique at all. For this reason, we pair every client up with their own tax professional at no cost to them to ensure their tax lives are managed appropriately. This would include strategies to lower your RMD’s, withdrawal optimization and ensure that as you sell major assets or stock positions, you’re approaching it in a wise way.
3. Social Security and Medicare Optimization. – It’s important to ensure your social security filing strategy makes the most sense given your circumstances, goals and risks as part of your financial plan. If your financial planner just says file at 70 without showing you the potential benefit of filing early (smaller withdrawals, early on), it could be a misstep.
4. Tailored, Tax-sensitive investment management – Medicare is priced progressively and if your income is too high in retirement, it could trigger extra taxes on social security. We believe that tax sensitive investing is vital to a well-managed retirement plan.

Through working with Progress Wealth Management, you’ll receive access to a real-time dashboard where you’ll be able to track your investments, upload documents securely, estate plan, insurance, tax plan, retirement plan and communicate with your financial planner on each item all without having to get into a zoom call or call your planner.

Our tech partner enables us to track your budget and help you stay disciplined at every step of the way more easily. You’ll be able to view your goals, your progress towards each and communicate with your planner over the application at every step of the way.

Progress Wealth Management’s Tax Expert, Vasil Baychev is a remote tax professional who helps you to securely and simply upload your tax documents for his analysis and planning. He’ll help you to understand what documents you should retain and what you should do to ensure you’re managing your tax life optimally. At the end of every interaction, he’ll send you a short video he’ll create for you with a simple explanation of how to move forward so you won’t have to schedule an appointment or drive out to his office and sit down with him.

Progress Wealth Management believes that investing should be simple and empirical. We use passive portfolios that are tax sensitive and tax aware so you’ll feel confident that your strategy is based on a science and a process rather than a hope and a dream. You’ll have access to a mobile application where you can upload documents, review your investments and make contributions or withdrawals at your leisure.