The most successful budgeting system is cash envelopes, but it’s hard. Our partner’s patented digital banking system makes it easy, empowering users to save money and stick to a budget.
Our partner’s cutting-edge banking technology allows people to align their use of money with their purpose for money.
As a financial planner, over the last 10 years our founder has seen his clients fail time and time again when trying to DIY their budget. They try to organize their spending and do their best but what hurts them is their lack of process and discipline.
Budgeting is at the core of all good financial plans and failing at them oftentimes creates emotional stress and divorce. The only budgeting system that seemed to work consistently was cash envelopes; however, the inconvenience of using cash, coupled with online shopping convenience, caused clients to slip up with their budgets.
Through our tech partner, we’ve digitized and modernized the Envelope Method making it easier and simpler for you to follow and stick to a budget.
How it works:
1. Deposit Money Into Your Qube Account
Safely and securely deposit money into your Qube Money account. All money deposited in Qube Money is held by Choice Financial Group, Member FDIC. Qube Money’s tech enables you to organize and fund your qubes.
2. Design Your Plan
Creating qubes gives every dollar a job. Qubes are like virtual accounts or budget envelopes to easily manage and track your money.
Different ways to use Qubes
- Create better spending habits
- Pay off debt and keep track of bills
- Save for things you want
3. Allocate your funds.
Divvy up your money into your qubes. Now, simply click your spending qube balance to spend. Set customizable rules to enable auto-pay for your bills. And save money for your
4. Live in the know.
Accurate, real-time qube balances create awareness. Make better decisions with your money.
5. Work With Your Financial Planner to Create Better Spending Habits – Work with us one on one and we’ll help you to create better spending habits for the future.